Independent Financial Planning

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Before investing any sum of money some fundamental principles have to be established. These principles include ensuring there is adequate day to day money available for immediate needs and a reserve is in place when required.

After establishing a suitable reserve and taking in to account any planned expenditure then the balance could be considered for investment. One key element in selecting a suitable investment is the clients attitude to risk. However, this is often very difficult to establish and as a result we have utilised an online test to properly assess and confirm a clients attitude to risk. This has been developed utilising the latest technology from one of our providers Skandia.

Once the attitude to risk has been discussed and confirmed we are ready to discuss the most suitable product taking in to account suitable tax wrappers and achieving the clients income or capital growth goals. We currently manage over £250 million of clients funds using the our research based, fund manager recommendations.

At Retirement Planning
Inheritance Tax Planning
Equity Release


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